The Symptoms of Whiplash and Possible Side Effects
Most people have heard of whiplash, but few actually know exactly what it is and how severe it can be. Essentially, whiplash is the stretching of the ligaments in the head, neck and shoulders. In medical terms, this is called “hyperextension” or is often referred to as a “sprain”. The most common cause of whiplash is after a road traffic collision, when the seatbelt keeps your body still, but your head is thrown forward.
In most cases, whiplash only lasts for a few weeks or months. However, around 15% to 20% of people who suffer whiplash go on to experience long-term chronic pain. In addition, even if symptoms of whiplash do stop, it doesn’t mean the head or neck ligaments are fully repaired and even a small jolt could bring on the symptoms again.
Just a Number with Insurance Companies
We all have to get insurance if we do certain things like drive. Other forms of insurance are ways of mitigating risk, like life insurance or home insurance.
To complicate matters there are a variety of forms of insurance one can purchase to protect the same thing. Life insurance has ‘term insurance’ or the much maligned ‘universal life‘, but there thousands of iterations.
But what happens if you need to make a claim?
What if the xray ‘says’ there’s nothing wrong?
Post courtesy of Calgary injury lawyer Brian Conway.
When your involved in a collision you may discover that your injuries aren’t necessarily obvious in the first wave of diagnostics. You should be aware that certain tools, such as x-rays, may not tell the whole story about your your injuries.
You want to ensure that your injuries have been properly diagnosed so you are aware of the level of compensation you should be entitled to.
Don’t forget about specific Section B benefits
Post courtesy of Calgary injury lawyer Brian Conway.
Depending on your province there are certain benefits that your insurer has to pay to you after you’ve been in a car accident. Your (often referred to as the ‘Section B’ insurer) has to pay certain benefits. Generally speaking, there are both income loss and medical expense benefits that are potentially payable. An often overlooked entitlement under the Section B benefits in Alberta is the right to claim $135 a week if you are not employed and are unable to perform your household duties. This is often referred to as the ‘homemaker’s benefit’. The relevant section of the policy reads as follows :
How Much Should You Pay for an Injury Attorney?
Most injury lawyers will work on an agreement that they’ll be paid out of the settlement you receive. That means they’ll work for free. Kind of. Sometimes payments, especially those that go on for a long period of time, will amount to 40-50% of your settlement. The total value is dependent on how complex and long your case is.
It can amount to a lot of cash tomorrow, but generally this is the only way one can afford representation.
Bankruptcy Intro for Canada
The basic premise of bankruptcy means the bankrupt is unable to pay all his debts. In order to repay his creditors he therefore surrenders his property to his creditors, however, the Trustee in Bankruptcy (TIB) will administer. The TIB divides the bankrupt’s assets amongst his creditors, he is then excused from repaying his debts (discharge).
The False Advertising Laws that a Small Business Owner Should Be Aware Of
Brand new business owners can get carried away in the excitement of promoting new products or services. This may result in advertising claims that stretch the truth or leave out certain aspects in order to make things sound just a little better than they really are.
False or misleading advertising, however, is a sticky business and the penalties attached to such seemingly minor infractions could seriously damage your reputation or put you out of business altogether. Read the rest of this entry »
Three Famous Drunk Driving Cases and What You Can Learn From Them
Driving under the influence of drugs or alcohol is always a bad idea. While many people know better than to drive after a few drinks, it’s easy to be irresponsible after stumbling out of a bar at two in the morning. The following three famous DUI cases may make bar enthusiasts think twice before picking up the keys.
Proper care of elderly family members using power of attorney
The powers of attorney sound like something fairly drastic and scary, like a jumble of complicated paperwork that a person would only need in an emergency.
That’s only partially true.
Debt Negotiation: A legal way to come out of debt
After the recent economic downturn, more and more individuals are falling into debt due to various financial hardships, such as wage reduction, temporary job loss and others. According to the recent statistics from the Federal Reserve, the total amount of debt in the U.S. stands at nearly $2.4 trillion which is expected to work out to $7,800 for every, man, woman and child. If you are in a similar situation and looking for debt solutions, debt negotiation would be the best option. Debt negotiation, also known as debt settlement is a process that allows you to negotiate the outstanding balance with creditors. This is a great debt relief process that can be done either on your own or with the help of a credit counselor. Read the rest of this entry »