Specific Section B benefits, Insurance Benefits

In Canada, depending on the province where you reside, there are certain benefits that your insurer has to pay to you after you’ve been in a car accident. Often referred to as the ‘Section B’ insurer, insurance has to pay certain benefits. Generally speaking, there are both income loss and medical expense benefits that are …

The Symptoms of Whiplash and Possible Side Effects

Most people have heard of whiplash, but few actually know exactly what it is and how severe it can be. Essentially, whiplash is the stretching of the ligaments in the head, neck and shoulders. In medical terms, this is called “hyperextension” or is often referred to as a “sprain”. The most common cause of whiplash …

Outlining the Costs of Speeding

Speeding is a leading cause of motor vehicle accidents. Drivers typically speed because they believe they will arrive at their destination quicker. A common misconception that many drivers have is that driving 10 km/h over the posted speed limit is low risk and will cut down on their commute time. Anecdotal evidence also suggests that …

Protect Yourself – Hire and an Injury Lawyer When Injured in an Accident

When you’re involved in a car accident, or really any incident where you’ve been injured, it’s important to protect yourself. You may find yourself faced off against another’s insurance company. You may also think that your insurance company is on your side. That’s partially not true. The insurance companies see you as profit–as a number. …

How Much Should You Pay for an Injury Attorney?

Most injury lawyers will work on an agreement that they’ll be paid out of the settlement you receive. That means they’ll work for free. Kind of. Sometimes payments, especially those that go on for a long period of time, will amount to 40-50% of your settlement. The total value is dependent on how complex and …

Limiting Your Treatments after Injury

Is it true that you are entitled to certain insurance benefits from your own insurer, regardless of who was at fault? It’s true, in Canada these benefits are often called ‘Section B benefits’. However, insurers like to erroneously inform injured clients that they will only ‘authorize’ 21 treatments (of various kinds). This is not true.

Just a Number with Insurance Companies

We all have to get insurance if we do certain things like drive. Other forms of insurance are ways of mitigating risk, like life insurance or home insurance. To complicate matters there are a variety of forms of insurance one can purchase to protect the same thing. Life insurance has ‘term insurance’ or the much …