My First Car Crash

Whilst sitting at an intersection this morning my vehicle was rear ended. It happened so fast that I didn't even know what was going on until a few seconds after it all went down. One moment I was skipping to the next song on my Ipod and the next second my Ipod was on the other side of the car and I was leaning on the steering wheel.

I got out of my car to talk to the guy. He didn't want to give me his insurance information. In fact, I had to mention calling the police before he would produce it. Then he wanted my information. I provided it, but I have no idea what he thought he could do with it. Generally, when you rear end a car that isn't moving, you're the one at fault.

My favorite part of the whole thing was when I realized my insurance card has just expired. Mind you, my insurance is totally current, it's just my card that needs to be replaced. I pointed this out to him and he said, "Well that could be a problem for you. If your insurance is expired, then you are 50% liable in [State X]." At the time, I was wearing my law school sweatshirt. I couldn't help myself, I started laughing. Then I pointed to the wording on the sweatshirt and said, "I've been studying the law for three years, and I can tell you, that's the biggest load of shit I've heard in a long time. You must think I'm pretty stupid if you think you can pass something so idiotic on me. Either that, or you must believe it, in which case...." I just let it hang there, implying he's an asshole and a moron.

If my statement to him sounded a little assholey, it was. He was being a dick to me though. He was also smoking a cigarette and letting the ashes fall on my car. It just made me angrier, I told him to "stop being disrespectful to me, and stop disrespecting my car. Do you see me flicking ashes on your van?"

Grrr. If I rear ended someone I would be super nice. The whole time I'd be thinking that if I was nice enough I might be able to cover the damages myself so that my insurance rates didn't go up. Or better yet, maybe the person wouldn't bother with the whole thing.

My back hurts.

aLs